Credit Card Search - Relax
and let us do the work for you!
Credit cards are one of the most common methods used to borrow money. People
enjoy the flexibility and freedom that credit cards provide. For many
individuals finding the right credit card can be a real challenge.
iCreditSearch.com was developed to assist people find the cards that fit their
credit profile with a simple, fast and easy online search.
We provide real-time unbiased information to help the consumer make informed
decisions about their credit. This means that by filling out our credit profile,
you can find out which banks will approve you BEFORE applying! Your no
obligation preliminary iCreditSearch results will be available within minutes of
submitting your application.
Click Here to Apply Online Now!
Our Guarantee!
If you are denied credit from ANY of the sources as outlined in the detailed
search results, 100% of your iCreditSearch fee will be promptly refunded*.
After you submit your credit profile, you will be e-mailed the preliminary
results of your credit search. You may then decide whether to purchase the
detailed results which will include the name of the bank, contact method, and
type of credit.
About iCreditSearch.com
The Company iCreditSearch is a web-based resource for credit card offers. We
provide real-time unbiased information to help the consumer make informed
decisions about their credit. This means that by filling out our credit
profile, you can find out which banks will approve you BEFORE applying!
History Started in 1998, iCreditSearch.com, a division of iBusinesses.com, has
evolved from the nation's first online instant credit card search into
iCreditSearch.com, the premier web-based credit database resource. Combining
our programming and financial expertise, we maintain a computerized database
of the underwriting requirements of high risk credit card issuers throughout
the U.S.
Advantage When you use our service, you will receive instant preliminary
iCreditSearch results with the following information:
- The number of credit card issuers you qualify with.
- The type of credit cards available.
- Credit limit range offered.
- Your no obligation preliminary iCreditSearch results will be available
within minutes of submitting your application.
Click Here to Apply Online Now!
Frequently Asked Questions.
What is a Credit Search?
By filling out the iCreditSearch.com application profile, you can find out
which creditors banks will approve you for credit before you actually apply to
them. Your no-obligation preliminary iCreditSearch.com results will be
available to you within minutes of submitting your profile. iCreditSearch.com
is ideal for individuals with no established credit or less than perfect
credit.
iCreditSearch.com conducts its search by utilizing its own sophisticated
database of lending institutions throughout the U.S. iCreditSearch.com does
not check your credit profile, and does not add a single inquiry to your
credit file. The bank(s) you choose to apply with will themselves check your
credit profile, make the credit decisions and issue the credit cards. It is
essential that you complete the iCreditSearch.com profile accurately and
honestly to assure valid results and to maintain the iCreditSearch.com
money-back guarantee.
What are my free preliminary search results?
When you submit the iCreditSearch.com application profile, you will be
instantly emailed preliminary iCreditSearch.com results, with such information
as:
· The number of credit card issuers you qualify with
· The type of credit cards available (i.e. secured, unsecured, stored value,
or merchant cards)
· Credit limit range offered
Your preliminary results are supplied free of charge and with no obligation to
purchase additional information. After reviewing your customized preliminary
results, you then can decide whether to purchase the detailed
iCreditSearch.com results.
What are my detailed final results?
If you like the number and type of credit card matches on your preliminary
search results, you may then decide whether to purchase the detailed final
results. These results will include the names of the banks or institutions and
their contact or application information.
Final results are available instantly online if paying by credit card, bank
card or check-by-phone debit. Please note that personal check-by-phone
payments take approximately eight (8) business days to process, and your final
search results will be emailed to you once your payment clears.
By using iCreditSearch, am I applying for a credit card?
No, iCreditSearch.com is not a credit card issuer and is not affiliated with
the lending institutions within its database. iCreditSearch.com simply matches
your profile with credit card sources based on the information you provide on
your iCreditSearch.com application profile. All credit decisions are made by
the bank(s) or companies you apply with and they issue the credit cards
themselves.
What does iCreditSearch guarantee?
If you purchase your final iCreditSearch.com results within fifteen (15) days
of completing the profile application and then apply to your choice(s) of
company(s)/lender(s) within fifteen (15) days of receiving the final results
and are turned down by any of the lending institutions matched for you, your
iCreditSearch.com fee will be promptly refunded. iCreditSearch.com requires
that you provide a copy of the denial letter from the bank(s) that denied
credit stating the specific reasons for denial of credit. (Please refer to our
Terms and Conditions section for full money-back guarantee information and the
proper procedure to request a refund of the iCreditSearch.com fee.)
What if my results show a card that I already have?
If you already have a credit card, it is possible that one of the matches may
be for the card you already have. Please carefully review the preliminary
search results for this information before you apply with the bank(s) or
lending institution(s). (Refunds are issued only for denial of credit, so the
fact that you already have the same matched card would not be an eligible
basis for iCreditSearch.com refund consideration.)
What if I apply for a credit card that I have already applied to?
Occasionally, a credit card company will not accept another application for
credit because you, or a member of your household, have previously applied for
a credit card issued by their bank, or because they have previously issued you
or a member of your household a credit card. (Refusal by a credit card company
to accept another application or issue another credit card is not eligible
basis for iCreditSearch.com refund consideration.)
Click Here to Apply Online Now!