Take a short test to see if you need debt
assistance. If you do need debt assistance, try the debt consolidation loan
services, and debt management services listed on this page.
iDebtAssistance Debt Consolidation Assistance -
Your debt relief can start right now!
iDebtAssistance Debt Relief Assistance Application Information
We can help you today!
Receive a Free - No Obligation - Debt Analysis.
- Lower Monthly Payments
- Lower Interest Rates
- Consolidate Into One Low
Monthly Payment
- Home Ownership Not Required
- Not a Loan
Our experienced debt reduction
counselors work to provide you with the lowest interest rates and lowest monthly
payments possible. Our non-profit credit counseling companies are currently
assisting thousands of consumers restructure their high interest unsecured debt,
while at the same time saving thousands of dollars in unnecessary high interest
fees and miscellaneous charges, potentially cutting hundreds of dollars off
their monthly payments.
iDebtAssistance.com can help. Whether
your current bills are past due or current, we will design a payment plan that
is right for you. We can consolidate all of your unsecured debt, including
credit cards, student loans, medical bills, unsecured personal or business
loans, medical bills, tax bills, and much more into one lower monthly payment,
possibly saving you hundreds of dollars each month!
Please fill out our
FREE debt consolidation information form. One of our certified credit
counselors will contact you right away, and you will have taken the first step,
along with millions of others, toward shaping up your financial future with
iDebtAssistance.com! Our debt reduction programs are
the easiest and most sensible alternatives for consumers to become debt free.
Click Here to Apply Online Now!
What is Debt Reduction or
Consolidation?
Debt reduction or consolidation combines all of your unsecured monthly bills
into one, lower monthly payment with a lowered interest rate. The service that
iDebtAssistance provides is NOT A LOAN.
However, we are able to assist our clients in drastically reducing their
overall interest rate, monthly payments, and, most importantly, pay-off time.
We offer our service through a non-profit credit counseling agency that is
designed to assist consumers in the repayment of their unsecured debt. Creditors
receive certain tax savings for contributing to the program, in return they
offer reduced interest amounts sometimes as low as 0%. Only non-profit credit
counseling agencies like ours can offer you the services to get you the best
rates.
How does the iDebtAssistance work?
A certified, experienced credit counselor will contact your creditors to
negotiate your interest rates and monthly payments into a reduced amount that
you can afford to pay. Many credit counseling agencies already have working
relationships with these creditors, and they will know exactly how to negotiate
what’s best for you!
In addition, you no longer pay your creditors directly. All of your debts are
consolidated into one manageable reduced payment to the credit counseling
agency. The credit counseling agency, in turn, pays your creditors, on your
behalf, monthly. Your iDebtAssistance application is kept confidential.
Will I really save that much money consolidating my debts?
Most credit counseling agencies can negotiate options that will dramatically
lower your overall monthly payments, as well as your collective interest
charges. Often times, they can negotiate zero interest re-payment plans for you!
Am I a candidate for debt consolidation?
If you are having problems paying your debts on time or see them accumulating
too fast to keep up in payments, then you are a candidate for debt
consolidation. Our counselors will determine what options are best for your
financial situation.
How much do debt consolidation services cost?
Nothing! Because you are working with a non-profit credit counseling service,
many of your creditors can use your account consolidation as a tax write-off due
to “lost interest charges.” Through debt consolidation services, they almost
always recoup the principal amounts owed on your account(s).
Remember, your creditors are not lowering your interest rate, but instead
making it easier for you to make smaller payments. They know that if they don't
help you out a little you may file bankruptcy and could likely collect nothing
in return.
How is my payment determined?
All creditors have minimums that must be met before entering the program.
Once a counselor looks at your financial situation, your payment will be based
on the different creditors and balances you have.
Will I still receive collection phone calls?
Once you are enrolled into our debt consolidation program, your collection
calls will soon begin to dissolve as the non-profit credit counseling agency
begins to shape up your accounts. Within as little as 2-4 weeks, you should see
a decrease in those pesky calls, this time for good! If they do continue, you
can refer them to the program’s center.
Click Here to Apply Online Now!
Credit Repair Services
LexingtonLaw.com - Credit Repair - Lexington is a law firm
specializing in credit report repair. They have helped over 80,000
Americans improve their credit scores by removing inaccurate,
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Lexington Law Firm is member of the online BBB and offers consumers a
performance warrantee. From bankruptcies to charge-offs to tax liens,
Lexington Law Firm has challenged virtually every credit problem under
the sun — and deleted over 600,000 such items to date.
