iCreditSearch.com Credit Card Search
Relax and let us do the work for you!
Free Credit Card Search Application Information
Credit Card Search
- Credit cards are one of the most common methods used to borrow money. People
enjoy the flexibility and freedom that credit cards provide. For many
individuals finding the right credit card can be a real challenge.
iCreditSearch was developed to assist people find the cards that fit their
credit profile with a simple, fast and easy online search.
We provide real-time unbiased information to help the consumer make informed
decisions about their credit. This means that by filling out our credit profile,
you can find out which banks will approve you BEFORE applying! Your no
obligation preliminary iCreditSearch results will be available within minutes of
submitting your application.
Our Guarantee!
If you are denied credit from ANY of the sources as outlined in the detailed
search results, 100% of your iCreditSearch fee will be promptly refunded*. After
you submit your credit profile, you will be e-mailed the preliminary results of
your credit search. You may then decide whether to purchase the detailed results
which will include the name of the bank, contact method, and type of credit.
About iCreditSearch
The Company iCreditSearch is a web-based resource for credit card offers. We
provide real-time unbiased information to help the consumer make informed
decisions about their credit. This means that by filling out our credit profile,
you can find out which banks will approve you BEFORE applying!
History Started in 1998, iCreditSearch, a division of iBusinesses.com, has
evolved from the nation's first online instant credit card search into
iCreditSearch.com, the premier web-based credit database resource. Combining our
programming and financial expertise, we maintain a computerized database of the
underwriting requirements of high risk credit card issuers throughout the U.S.
Advantage When you use our service, you will receive instant preliminary
iCreditSearch results with the following information:
- The number of credit card issuers you qualify with.
- The type of credit cards available.
- Credit limit range offered.
- Your no obligation preliminary iCreditSearch results will be available within
minutes of submitting your application.
Frequently Asked Questions.
What is a Credit Search?
By filling out the iCreditSearch.com application profile, you can find out which
creditors banks will approve you for credit before you actually apply to them.
Your no-obligation preliminary iCreditSearch.com results will be available to
you within minutes of submitting your profile. iCreditSearch.com is ideal for
individuals with no established credit or less than perfect credit.
iCreditSearch conducts its search by utilizing its own sophisticated
database of lending institutions throughout the U.S. iCreditSearch does not
check your credit profile, and does not add a single inquiry to your credit
file. The bank(s) you choose to apply with will themselves check your credit
profile, make the credit decisions and issue the credit cards. It is essential
that you complete the iCreditSearch profile accurately and honestly to
assure valid results and to maintain the iCreditSearch money-back guarantee.
What are my free preliminary search results?
When you submit the iCreditSearch application profile, you will be instantly
emailed preliminary iCreditSearch results, with such information as:
· The number of credit card issuers you qualify with
· The type of credit cards available (i.e. secured, unsecured, stored value, or
merchant cards)
· Credit limit range offered
Your preliminary results are supplied free of charge and with no obligation to
purchase additional information. After reviewing your customized preliminary
results, you then can decide whether to purchase the detailed iCreditSearch
results.
What are my detailed final results?
If you like the number and type of credit card matches on your preliminary
search results, you may then decide whether to purchase the detailed final
results. These results will include the names of the banks or institutions and
their contact or application information.
Final results are available instantly online if paying by credit card, bank card
or check-by-phone debit. Please note that personal check-by-phone payments take
approximately eight (8) business days to process, and your final search results
will be emailed to you once your payment clears.
By using iCreditSearch, am I applying for a credit card?
No, iCreditSearch is not a credit card issuer and is not affiliated with the
lending institutions within its database. iCreditSearch simply matches your
profile with credit card sources based on the information you provide on your
iCreditSearch application profile. All credit decisions are made by the
bank(s) or companies you apply with and they issue the credit cards themselves.
What does iCreditSearch guarantee?
If you purchase your final iCreditSearch results within fifteen (15) days of
completing the profile application and then apply to your choice(s) of company(s)/lender(s)
within fifteen (15) days of receiving the final results and are turned down by
any of the lending institutions matched for you, your iCreditSearch fee will
be promptly refunded. iCreditSearch requires that you provide a copy of the
denial letter from the bank(s) that denied credit stating the specific reasons
for denial of credit. (Please refer to our Terms and Conditions section for full
money-back guarantee information and the proper procedure to request a refund of
the iCreditSearch fee.)
What if my results show a card that I already have?
If you already have a credit card, it is possible that one of the matches may be
for the card you already have. Please carefully review the preliminary search
results for this information before you apply with the bank(s) or lending
institution(s). (Refunds are issued only for denial of credit, so the fact that
you already have the same matched card would not be an eligible basis for
iCreditSearch refund consideration.)
What if I apply for a credit card that I have already applied to?
Occasionally, a credit card company will not accept another application for
credit because you, or a member of your household, have previously applied for a
credit card issued by their bank, or because they have previously issued you or
a member of your household a credit card. (Refusal by a credit card company to
accept another application or issue another credit card is not eligible basis
for iCreditSearch refund consideration.)
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try a Free Credit Card Search!
Credit Card Applications, Merchant Services and Debt Consolidation
Search for other popular credit cards related to iCreditSearch Credit Card Search, financial services and apply
online. We offer a complete listing of online credit card applications for
people with good credit, bad credit or no credit. Fill out a credit card
application today to get the credit you deserve.
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